The Closing Process
Whether you are a first-time buyer or an experienced homeowner, buying a new home can be an exciting, but sometimes overwhelming process. Having professionals with the right expertise helps simplify the process making it more enjoyable and less time consuming.
Consult with a Realtor
Realtors are essential partners when buying or selling a home. Realtors are professionals whose expertise provides you with useful information that is not easily accessible to the public. Their experience with the home buying process, market conditions, and negotiations can make the difference in locating and securing a contract on the perfect home.
Contact Crescent Title
Once you have an executed purchase agreement, have your lender or Realtor contact Crescent Title immediately to begin the title process on your future home. Our abstractor will begin researching the title history in the courthouse to verify ownership and real estate taxes, obtain mortgage payouts, uncover any title deficiencies or encumbrances such as liens, judgments, which may be disclosed on the title report. Every title search is examined by one of our experienced attorneys to insure the proper procedures are followed. Our skilled and experience staff will utilize our established procedures to work with buyers, sellers, realtors, and lenders, to complete the closing process. You will be advised of the funds necessary to close. The law mandates that these funds be certified; in the form of a cashier’s check or bank wire.
After we confirm a clear title and receive approval to close from your lender, we will schedule a convenient time for all parties to meet at one of our offices to sign the appropriate documents. Closings at Crescent Title are conducted before one of our experienced attorneys or notaries who can answer questions, like “when is my first payment due,” “how do I apply for my homestead exemption,” “can my loan payments be automatically drafted from my bank account,” and walk you through the required documents. We understand that buying or selling a home is a very important transaction. We work to provide a friendly and comfortable atmosphere.
After the closing, we immediately record the documents with parish clerk’s office and follow up with recorded information to purchasers and lenders.
Why Choose Crescent Title
- Our personal service exceeds fulfillment of title needs. Our customer friendly staff has built a reputation for efficiency and has continued to lead the title industry in the Greater New Orleans area and neighboring Parishes.
- Our underwriters are backed by rock-solid financial strength.
- Our Associates average over 15 years of industry experience and are true professionals whose experience and detailed knowledge of real estate rates us at the top of the industry.
- The first title company in the Greater New Orleans area to be awarded the American Land Title Association’s (ALTA) Best Practices Certification.