Lender Articles

Home Repay
What Does Ability To Repay Mean?

Crescent Title will delve into what the ability to repay a mortgage means, and why it's so critical in the home buying process.

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January 6, 2017
Do Creditors Have To Approve TRID Loans In 3 Days?

If your loan is approved, on the terms you requested the creditor is required to provide a Loan Esti...

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June 23, 2015
Can Creditors Collect Information Beyond The 6 Required Pieces?

Learn what information lenders can request beyond the six required TRID elements and how it affects your mortgage application process.

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June 23, 2015
What Lenders Must Disclose

Buying a home involves more paperwork than most people expect, yet there is a good reason for that reality, because federal mortgage rules are designed to make sure borrowers receive clear information about the cost, structure, and risks of a loan before they commit.

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June 23, 2015
What Kinds Of Loans Do TRID Disclosures Cover?

TRID rules apply to MOST consumer credit transactions secured by real property. These include mortga...

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June 23, 2015
What Disclosures Are Used For Loans Not Covered By TRID?

Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 fo...

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June 23, 2015

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