Lender Articles

Can Creditors Collect Information Beyond The 6 Required Pieces?

Learn what information lenders can request beyond the six required TRID elements and how it affects your mortgage application process.

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June 23, 2015
What 6 Pieces of Information Make A TRID Loan Application?

Submitting these 6 pieces of information: Name Income Social Security Number Property Address Estim...

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June 23, 2015
What Disclosures Are Used For Loans Not Covered By TRID?

Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 fo...

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June 23, 2015
What Kinds Of Loans Do TRID Disclosures Cover?

TRID rules apply to MOST consumer credit transactions secured by real property. These include mortga...

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June 23, 2015
What Lenders Must Disclose

Buying a home involves more paperwork than most people expect, yet there is a good reason for that reality, because federal mortgage rules are designed to make sure borrowers receive clear information about the cost, structure, and risks of a loan before they commit.

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June 23, 2015
Understanding Loan Estimate Comparisons

Page 3 of your Loan Estimate includes measures to help you compare loans. "In X Years" shows the tot...

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June 23, 2015

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