Our Blog

Choosing Your Home Loan

Buying a home is one of the most significant financial decisions you will ever make. While searching for the perfect property is exciting, understanding how to finance that purchase is equally important. Choosing the right home loan can have a lasting impact on your monthly payments, total interest costs, and long-term financial stability.

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What is a Good Faith Estimate?

Understanding what a Good Faith Estimate is and how it affects your real estate transaction can help you move forward with greater confidence. Crescent Title is here to guide you through the process every step of the way.

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What is A Credit Score?

At Crescent Title, we believe in helping our clients understand every part of the home buying process, from title research to closing, and that includes your financial readiness. One key part of that financial picture is your credit score.

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What Is RESPA?

RESPA stands for the Federal Real Estate Settlement Procedures Act. This video tells you about it al...

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How Is A Home Marketed?

Effective home marketing involves staging, professional photography, digital ads, and open houses to attract the right buyers. Crescent Title ensures a smooth closing once your buyer is found.

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Which Square Footage Figure Should I Use?

Square footage discrepancies can lead to confusion during a home sale. Understand the different square footage types and how they impact pricing, appraisals, and closing at Crescent Title.

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How Do I Set The Price On My House?

Setting the right price for your home is crucial for a successful sale. Learn key strategies for pricing your property effectively and how Crescent Title supports a smooth closing process.

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Debt-To-Income Ratios: Everything You Need to Know

Learn how your Debt-to-Income (DTI) ratio impacts mortgage approval and loan terms. Discover tips to calculate, improve, and manage your DTI for better home financing.

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Delta Title Corporation Closure

Delta Title Corporation Has Closed – What Now? If you’ve recently searched for Delta Title Corporation, you may have discovered that they are no longer in business. This unexpected change may leave homebuyers, sellers, real estate agents, and lenders wondering what to do next. Fortunately, Crescent Title is here to help.

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Fixed-Rate Mortgage Advantages

Unlike adjustable-rate mortgages, which can fluctuate with market conditions, a fixed-rate mortgage locks in your interest rate for the entire loan term, ensuring consistent monthly payments.

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How Interest Affects Mortgages

When purchasing a home, one of the most critical factors influencing affordability is the mortgage interest rate.

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What Does a Title Company Do for the Buyer?

Between the paperwork, financial commitments, and legal requirements, it’s easy for buyers to feel unsure about how to protect their investment.

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