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Measuring your existing debts against your existing income is one part of a lender's required assess...

What are the "Ability to repay" rules about? In a nutshell, as this video shows, new laws require le...

The first page of your Closing Disclosure documents: The Loan Amount - the total you will actually...

Page 4 of your Closing Disclosure is important. It is NOT just standardized form information that is...

In the dynamic world of real estate, it's crucial to be familiar with various mortgage terms and concepts to make sound financial decisions.

What Are VA Loans? As the video says, the name is misleading - they're not loans FROM the VA. ...

One critical term that often leaves people scratching their heads is "rate lock.”

What Are The Major Types Of VA Loans? Major Veterans Affairs loan programs described in this vide...

What Is A Certificate of Eligibility, or COE? The COE is the key document that verifies to lenders t...

If an eligible loan proceeds from Estimate to closing, creditors must provide a Closing Disclosure f...

Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 fo...

TRID rules apply to MOST consumer credit transactions secured by real property. These include mortga...