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Measuring your existing debts against your existing income is one part of a lender's required assess...

What are the "Ability to repay" rules about? In a nutshell, as this video shows, new laws require le...

As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financ...

Page 4 of your Closing Disclosure is important. It is NOT just standardized form information that is...

Mortgage rates change constantly through an unpredictable combination of government policies and eco...

What Are VA Loans? As the video says, the name is misleading - they're not loans FROM the VA. ...

What Are The Major Types Of VA Loans? Major Veterans Affairs loan programs described in this vide...

What Is A Certificate of Eligibility, or COE? The COE is the key document that verifies to lenders t...

If an eligible loan proceeds from Estimate to closing, creditors must provide a Closing Disclosure f...

Submitting these 6 pieces of information: Name Income Social Security Number Property Address Estim...

Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 fo...

TRID rules apply to MOST consumer credit transactions secured by real property. These include mortga...