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What Does Ability To Repay Mean?

 Crescent Title will delve into what the ability to repay a mortgage means, and why it's so critical in the home buying process.

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What Is A Qualified Mortgage?

In the dynamic world of real estate, it's crucial to be familiar with various mortgage terms and concepts to make sound financial decisions.

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What Is A Certificate of Eligibility, or COE?

What Is A Certificate of Eligibility, or COE? The COE is the key document that verifies to lenders t...

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Understanding Your Loan: Additional Information

Page 4 of your Closing Disclosure is important. It is NOT just standardized form information that is...

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What Is A Rate Lock?

One critical term that often leaves people scratching their heads is "rate lock.”

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What Are The Major Types Of VA Loans?

What Are The Major Types Of VA Loans? Major Veterans Affairs loan programs described in this vide...

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What Is The Debt-To-Income Ratio (DTI)?

Measuring your existing debts against your existing income is one part of a lender's required assess...

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What Are VA Home Loans?

What Are VA Loans? As the video says, the name is misleading - they're not loans FROM the VA. ...

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Understanding Your Loan: Closing Disclosure Page 1

The first page of your Closing Disclosure documents: The Loan Amount - the total you will actually...

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Lenders' Disclosure Requirements for Your Real Estate Loan

Federal "disclosure" forms define the information that creditor businesses MUST provide to consumers... 

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What Kinds Of Loans Do TRID Disclosures Cover?

TRID rules apply to MOST consumer credit transactions secured by real property. These include mortga...

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What Disclosures Are Used For Loans Not Covered By TRID?

Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 fo...

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