Our Blog

One critical term that often leaves people scratching their heads is "rate lock.”

Measuring your existing debts against your existing income is one part of a lender's required assess...

Page 3 of your Closing Disclosure will compare cash requirements from your Loan Estimate to your act...

In addition to the required pieces: Name Income Social Security Number Property Address Estimated P...

Submitting these 6 pieces of information: Name Income Social Security Number Property Address Estim...

Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 fo...

TRID rules apply to MOST consumer credit transactions secured by real property. These include mortga...

Real estate transactions require taxes, certain pre-payments, and escrow funding. Recording fees are...

Page 3 of your Loan Estimate includes measures to help you compare loans. "In X Years" shows the tot...

The Closing Disclosure documents the actual terms of your loan transaction. You should receive it no...

Page 2 of the Loan Estimate provides the current ESTIMATED cash to close. Some costs will stay the s...

Federal "disclosure" forms define the information that creditor businesses MUST provide to consumers...