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Understanding Your Loan Estimate: Page 2, Loan Costs

Closing costs are fees paid when the title of the property is transferred to the buyer making them t...

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Understanding Your Loan Estimate: Services You Cannot Shop For

These costs are paid to outside parties, not the lender, but you don't get to choose them. They may ...

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Understanding Your Loan Estimate: Services You CAN Shop For

These costs are paid to outside parties and YOU are free to shop and compare providers for a variety...

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Understanding Your Loan Estimate: Other Costs

Real estate transactions require taxes, certain pre-payments, and escrow funding. Recording fees are...

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Calculating Your Cash To Close

Page 2 of the Loan Estimate provides the current ESTIMATED cash to close. Some costs will stay the s...

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Understanding Loan Estimate Comparisons

Page 3 of your Loan Estimate includes measures to help you compare loans. "In X Years" shows the tot...

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Your Rights And Rules For Closing Disclosures

The Closing Disclosure documents the actual terms of your loan transaction. You should receive it no...

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Understanding Your Loan: Closing Cost Details

Page 2 of your Closing Disclosure details specific closing costs. Section A includes: Origination ch...

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Understanding Your Loan: Cash And Transaction Summaries

Page 3 of your Closing Disclosure will compare cash requirements from your Loan Estimate to your act...

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What Is Equity?

Equity is a term that frequently appears in financial discussions, particularly in the context of homeownership and real estate.

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What Are Real Estate Commissions?

Like the video says - real estate agents aren't paid by the hour!They're paid a percentage of the p...

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Closing Costs Explained Visually

Purchasing a home is exciting. Once escrow begins, the excitement can change to frustration, particu...

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