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Understanding Your Loan Estimate: Services You Cannot Shop For

These costs are paid to outside parties, not the lender, but you don't get to choose them. They may ...

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Understanding Your Loan Estimate: Page 2, Loan Costs

Closing costs are fees paid when the title of the property is transferred to the buyer making them t...

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Understanding Your Loan Estimate: Terms, Payments and Closing Costs

The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Costs at Closing....

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Can My Settlement Charges Change?

Yes, if circumstances change, such as: a natural disaster damages the property or affects closing c...

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Can Creditors Revise TRID Loan Estimates?

Creditors are generally bound by the initial Loan Estimate. They are permitted to provide a revised ...

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What's Refunded If My Loan Is Higher Than My Estimate?

If the amount you pay at closing exceeds the amounts disclosed on the Loan Estimate - beyond tolera...

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Could My Loan Costs Exceed The Loan Estimate?

Yes, within defined limits. Service charges for which YOU shop and select a provider may change; the...

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What Will The TRID Loan Estimate Tell Me?

The Loan Estimate documents the essential facts and terms of an approved real estate loan. It includ...

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What Are Real Estate Commissions?

Like the video says - real estate agents aren't paid by the hour!They're paid a percentage of the p...

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What Is Equity?

Equity is a term that frequently appears in financial discussions, particularly in the context of homeownership and real estate.

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Title Insurance Explained Visually

What is title insurance and why should any buyer get it when purchasing a home (single family, townh...

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Closing Costs Explained Visually

Purchasing a home is exciting. Once escrow begins, the excitement can change to frustration, particu...

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