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What's Refunded If My Loan Is Higher Than My Estimate?

If the amount you pay at closing exceeds the amounts disclosed on the Loan Estimate - beyond tolera...

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Can Creditors Revise TRID Loan Estimates?

Creditors are generally bound by the initial Loan Estimate. They are permitted to provide a revised ...

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Can My Settlement Charges Change?

Yes, if circumstances change, such as: a natural disaster damages the property or affects closing c...

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Understanding Your Loan Estimate: Terms, Payments and Closing Costs

The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Costs at Closing....

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Understanding Your Loan Estimate: Page 2, Loan Costs

Closing costs are fees paid when the title of the property is transferred to the buyer making them t...

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Understanding Your Loan Estimate: Services You Cannot Shop For

These costs are paid to outside parties, not the lender, but you don't get to choose them. They may ...

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Understanding Your Loan Estimate: Services You CAN Shop For

These costs are paid to outside parties and YOU are free to shop and compare providers for a variety...

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Understanding Your Loan Estimate: Other Costs

Real estate transactions require taxes, certain pre-payments, and escrow funding. Recording fees are...

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Calculating Your Cash To Close

Page 2 of the Loan Estimate provides the current ESTIMATED cash to close. Some costs will stay the s...

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Understanding Loan Estimate Comparisons

Page 3 of your Loan Estimate includes measures to help you compare loans. "In X Years" shows the tot...

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Your Rights And Rules For Closing Disclosures

The Closing Disclosure documents the actual terms of your loan transaction. You should receive it no...

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Understanding Your Loan: Closing Cost Details

Page 2 of your Closing Disclosure details specific closing costs. Section A includes: Origination ch...

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