Lakeview Title Company
What Is A Title?
A title is the legal document that shows who owns a piece of property. It includes a full description of the land, notes any liens, and shows who owned it before. For example, if you take out a loan to buy a house, your lender's interest becomes a lien listed on the title. A title is different from a deed; the deed is the paper you receive at closing that proves the property now belongs to you.
The Role of Title Companies
Title companies in Lakeview New Orleans work as neutral parties representing both the buyer and the seller. Their job is to confirm that the title is clear and to offer title insurance in case something is missed. Without this protection, someone from the past could show up claiming they still own the property, leading to serious legal problems. A dependable company like Crescent Title helps prevent those issues by carefully reviewing records and offering insurance that safeguards your investment.
Property Title Searches and Surveys in Lakeview New Orleans
At Crescent Title, detailed property surveys are completed to make sure that buildings stay within the correct boundaries. This helps property owners avoid unexpected issues like learning their home crosses onto someone else’s land. After the title review, clients receive a full report. Lenders usually get a copy of this report as well before moving forward with a mortgage loan.
How Title Insurance Works
Both homebuyers and mortgage lenders in Lakeview New Orleans can get title insurance. Since lenders have a financial interest in the property, they want to be protected if a valid title claim arises. Once the insurance is issued, it stays active even after the property is officially transferred.
In most cases, the seller pays for both the buyer’s and lender’s title insurance. Title insurance only requires a one-time fee and stays in effect for as long as the buyer owns the home, unlike other types of insurance that need monthly or yearly payments.
Frequently Asked Questions About Title Companies
Title companies in Lakeview New Orleans help make sure property deals close smoothly and securely. Still, buyers and sellers often have questions. These are some of the most frequent ones:
Using a title company is not legally required, but it is highly recommended—especially if you need a loan to buy the property. Lenders usually won’t approve a loan without it. Even if you're paying cash, title companies offer valuable protection and peace of mind.
Title companies in Lakeview New Orleans are not legally allowed to remove liens themselves. However, they can help guide both parties through the process of handling any existing liens. It's up to the seller to resolve them before closing.
Either the buyer or the seller can pick the title company. Both parties can agree to use the same company, but they are not required to do so. There are no legal rules forcing them to choose the same provider.
Experienced title companies in Lakeview New Orleans, such as Crescent Title, may uncover problems like:
- unpaid debts for past repairs or improvements
- missing heirs with legal claims
- unresolved mortgages
- current liens
- overdue property taxes or fees
- other legal concerns tied to the title
Convenient Location
Josie Occhipinti
(504) 248-9723 Josie@CrescentTitle.com
Jason Hernandez
Work with a Reliable Title Company in Lakeview New Orleans
Crescent Title offers trusted support to clients through careful title reviews and reliable closing services. With years of experience and a strong reputation, we proudly assist buyers and sellers throughout Lakeview New Orleans and nearby areas. If you’re getting ready to buy or sell a home and want professionals you can count on, contact Crescent Title to begin the process.
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