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What Is A Mortgage?

What is a mortgage, exactly? Demystify the core lending concept with the help of Crescent Title, the top-rated local real estate attorneys offering premier services and personalized guidance.

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What Is Loan To Value (LTV)

One such fundamental term is the Loan-to-Value ratio, often abbreviated as LTV.

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How Large A Down Payment Do I Need?

There are mortgage options now available that only require a down payment of 5% or less of the purch...

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Are There Special Mortgages For First-Time Homebuyers?

Yes. Like the video shows, lenders now offer several affordable mortgage options which can help firs...

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What Types Of Mortgage Loans Are Available?

This video tells you about the most common types: Fixed Rate, ARM, Balloon and 2-Step. First, Fixed ...

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How Do Interest Rates Affect Mortgage Loans?

As you'll see in the video, a lower interest rate allows you to borrow more money than a high rate w...

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Advantages Of 15 And 30 Year Fixed-Rate Mortgages

For both, as we show you in this video, compared with other options, with fixed rates, housing cost...

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What Is Included In A Monthly Mortgage Payment?

The monthly mortgage payment mainly pays off principal and interest. But most lenders also include l...

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What Are Discount Points?

Discount points allow you to lower your interest rate. While this video simplifies things to help yo...

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What Is Mortgage Insurance?

Like the video shows, mortgage insurance is a policy that protects lenders against some or most of t...

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What Is PMI?

This video tells you about it all. PMI stands for Private Mortgage Insurance or Insurer. These are p...

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What Steps Need To Be Taken To Secure A Loan?

Purchasing a home is one of the most significant financial decisions you’ll ever make. Whether you're a first-time buyer or upgrading to your dream home, securing a loan is a critical step in the process.

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