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What Types Of Mortgage Loans Are Available?

This video tells you about the most common types: Fixed Rate, ARM, Balloon and 2-Step. First, Fixed ...

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How Do Interest Rates Affect Mortgage Loans?

As you'll see in the video, a lower interest rate allows you to borrow more money than a high rate w...

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Advantages Of 15 And 30 Year Fixed-Rate Mortgages

For both, as we show you in this video, compared with other options, with fixed rates, housing cost...

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What Is Included In A Monthly Mortgage Payment?

The monthly mortgage payment mainly pays off principal and interest. But most lenders also include l...

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What Are Discount Points?

Discount points allow you to lower your interest rate. While this video simplifies things to help yo...

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What Is Mortgage Insurance?

Like the video shows, mortgage insurance is a policy that protects lenders against some or most of t...

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What Is PMI?

This video tells you about it all. PMI stands for Private Mortgage Insurance or Insurer. These are p...

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What Steps Need To Be Taken To Secure A Loan?

You'll see some pictures in this video to help you remember later, but the first step in securing a ...

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How Are Pre-Qualifying And Pre-Approval Different?

Watch this video and it'll make sense. Pre-qualification is an informal way to see how much you mayb...

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What Responsibilities Do I Have During The Lending Process?

To ensure you won't fall victim to loan fraud, as you'll see in this video, be sure to follow all of...

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How Do I Choose The Right Lender For Me?

When it comes to buying a home, choosing the right lender is one of the most important decisions you will make.

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How Do I Choose The Best Loan Program For Me?

The video puts this in more visual terms, but your personal situation will determine the best kind o...

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