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What Is Included In A Monthly Mortgage Payment?

The monthly mortgage payment mainly pays off principal and interest. But most lenders also include l...

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What Are Discount Points?

Discount points allow you to lower your interest rate. While this video simplifies things to help yo...

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What Is Mortgage Insurance?

Like the video shows, mortgage insurance is a policy that protects lenders against some or most of t...

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What Is PMI?

This video tells you about it all. PMI stands for Private Mortgage Insurance or Insurer. These are p...

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What Steps Need To Be Taken To Secure A Loan?

You'll see some pictures in this video to help you remember later, but the first step in securing a ...

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How Are Pre-Qualifying And Pre-Approval Different?

Watch this video and it'll make sense. Pre-qualification is an informal way to see how much you mayb...

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What Responsibilities Do I Have During The Lending Process?

To ensure you won't fall victim to loan fraud, as you'll see in this video, be sure to follow all of...

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How Do I Choose The Right Lender For Me?

There are some great tips in this video. Choose your lender carefully. Look for financial stability ...

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How Do I Choose The Best Loan Program For Me?

The video puts this in more visual terms, but your personal situation will determine the best kind o...

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Best Way to Compare Loan Terms Between Lenders?

Watch this video and take a few notes! First, devise a checklist for the information from each lendi...     

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What Costs or Fees Are Associated With Loan Origination?

Yes, loan origination involves costs and fees. As you'll see in the video, when you turn in your app...

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What Is A Loan Estimate And How Does It Help Me?

A loan estimate lists your loan terms projected payments, costs at closing measures for comparison, ...

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