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How Are Pre-Qualifying And Pre-Approval Different?

Two important steps in the early stages are pre-qualifying and pre-approval. Many homebuyers hear these terms used interchangeably, but they actually mean different things.

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What Responsibilities Do I Have During The Lending Process?

To ensure you won't fall victim to loan fraud, as you'll see in this video, be sure to follow all of...

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How Do I Choose The Right Lender For Me?

When it comes to buying a home, choosing the right lender is one of the most important decisions you will make.

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How Do I Choose The Best Loan Program For Me?

The video puts this in more visual terms, but your personal situation will determine the best kind o...

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How to Compare Loans

Comparing mortgage loans is about understanding how each loan fits your needs, both now and in the future. At Crescent Title, we help homeowners and buyers navigate this process with clarity and confidence.

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What Is A Loan Estimate And How Does It Help Me?

A loan estimate lists your loan terms projected payments, costs at closing measures for comparison, ...

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What Is A Credit Bureau Score And How Do Lenders Use Them?

As we show you in this video, a credit bureau score, or "credit score" is a number based upon your c...

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How Can I Find Out Information About My Credit History?

When preparing to buy a home, one of the smartest things you can do is check your credit history. This report offers a detailed picture of your financial background and helps determine your eligibility for a home loan.

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What Is An Escrow Account? Do I Need One?

For most people, real estate transactions are some of the largest financial decisions they will ever make. Because of that, certain safeguards are put in place to protect all parties involved.

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What Can I Expect To Happen On Closing Day?

While this video simplifies things to help you remember: you'll present your paid homeowner's insura...

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What Do I Get At Closing?

For most real estate loans, you will receive a Closing Disclosure 3 business days before loan consum...

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What Makes Up Closing Costs?

What you'll see in this video is, there may be closing costs customary or unique to a certain locali...

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