Uptown New Orleans Title Company
Title Company Uptown New Orleans
In the early days of American real estate, buying property required help from a professional known as a “conveyancer.” These experts ensured that land was properly owned and free of outstanding debts. Today, title companies in Uptown New Orleans carry on that tradition with added services like title insurance. This insurance offers financial protection during real estate transactions if a title issue arises after closing.
Our Real Estate Legal Services
What Is a Title?
A title is the official record of who owns a property. It outlines the property’s description, lists any current liens, and tracks past ownership. For instance, if you purchase a home using a loan, the lender’s interest becomes a lien recorded on the title. A title is not the same as a deed—the deed is the document you receive once the transaction is finalized and you officially become the new owner.
What Do Title Companies Do?
Title companies in Uptown New Orleans serve as neutral third parties working on behalf of both buyers and sellers. Their job is to confirm that a property title is clear and to offer insurance in case something was missed. Without this process, the true owner of a home could later appear and claim the property, potentially leading to legal disputes. A trustworthy local title company, like Crescent Title, can help prevent that by issuing title insurance and performing thorough research to verify ownership and other potential risks.
Title Research and Property Surveys in Uptown New Orleans
Crescent Title conducts detailed property surveys to ensure buildings are within proper boundary lines. This helps homeowners avoid the unpleasant surprise of finding out that their structure crosses onto someone else’s land. After reviewing the property’s title, a full report is given to the client. Lenders, such as banks, often receive a copy of this report as well before approving any mortgage.
Understanding Title Insurance
Title insurance is available to both buyers and lenders in Uptown New Orleans. Since mortgage lenders have a stake in the property, they need protection too in case a valid claim appears. Once issued, this insurance remains in effect even after the title has been reviewed and the deal has closed.
Most often, the seller covers the cost of both the buyer’s and lender’s title insurance policies. Unlike other forms of insurance, title insurance requires only a one-time payment and remains active for as long as the buyer owns the home.
Common Questions About Title Companies
Title companies in Uptown New Orleans help complete property sales efficiently and securely. Still, many first-time buyers or sellers have questions. Below are some of the most common inquiries we hear:
1) Is It Necessary to Use a Title Company?
Although working with a title company isn’t a legal requirement, it’s strongly recommended—especially if you’re taking out a mortgage. Most lenders require it. Even cash buyers benefit from the protection and peace of mind that a local title company provides.
2) Can a Title Company Get Rid of Liens?
Title companies in Uptown New Orleans don’t have the legal power to remove liens themselves. However, they do help guide both sellers and buyers through negotiations to address any liens on a property. The decision to settle or remove a lien ultimately rests with the seller.
3) Who Picks the Title Company?
Buyers and sellers are both allowed to select the title company they wish to work with. They may choose to use the same company or different ones—there is no legal rule that requires using the same provider.
4) What Can a Title Company Find During a Search?
Reputable title companies in Uptown New Orleans, such as Crescent Title, may uncover issues like:
- Unpaid bills for previous work on the property
- Unknown heirs with possible claims
- Unsettled loans
- Active liens
- Unpaid taxes or special assessments
- Other legal complications
Choose a Trusted Title Company in Uptown New Orleans
Crescent Title is committed to protecting clients’ real estate interests through expert title research and smooth closing services. With decades of experience and a proven track record, we proudly support buyers and sellers across Uptown New Orleans and surrounding communities. If you’re preparing for a real estate transaction and want the confidence that comes from working with professionals, reach out to Crescent Title today to get started.
Are You and Your Family Ready To Get Started?
Close The Deal today with Crescent Title in Uptown New Orleans, LA
Successful
1031 Exchange
A successful IRC §1031 exchange transaction requires planning, expertise and support. Crescent Title assists our clients by explaining the various types of exchanges, discussing the options that may minimize or eliminate any negative tax impact, and coordinating the exchange process. Laying the proper groundwork before entering into an exchange will avoid unnecessary obstacles and lead to a smooth transaction.
© 2025 Crescent Title, LLC | Privacy Policy